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    Car Insurance Regulations in Katy, Texas

    As a Texas driver, you must meet state regulations to avoid penalties and possibly losing your license. Katy car insurance agents have you covered with policies that comply with auto insurance requirements in Texas. At-Fault Insurance State Texas is among the majority of states that have an “at-fault” auto accident philosophy. This means that when an accident occurs, the driver at fault is responsible for damages. Law enforcement and your car insurance company determine who caused the accident and therefore which party’s insurance will pay. The Minimum Insurance Texas Requires Liability insurance pays for the accidents you cause. All drivers […]

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    Getting the Most Out of Your Katy Auto Insurance Policy

    With a little extra effort, Katy auto insurance customers can cut premiums and maximize the benefits of their policies. You might easily save over $200 by making a few phone calls or changing your driving habits. The appropriate steps vary depending on your current insurer, car model, age and other factors. Making Adjustments Consider fine-tuning your auto coverage, especially if you got your insurance policy for a used car. Different types of policies are suitable for older vehicles. You can reduce premiums by dropping comprehensive coverage or raising your deductible. Another option is to buy a low-cost classic car policy […]

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    Distracted Driving: Dangerous Habits

    The Katy auto insurance professionals at RMC Insurance have a refreshing approach to customer service. We believe that disseminating high-quality information about car insurance is the best way to provide the most value to each client. Well-informed drivers often take our defensive driving recommendations seriously, but their information should be updated periodically. As the motor vehicle landscape changes, the habits of the drivers should also adjust accordingly. Primary Causes of Distracted Driving The only way to navigate the new driving environment is to become aware of the newest threats to driving safely. These threats are often clustered under the umbrella […]

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    Teenage Driver Facts

    Now that it is time to add your teenager to your auto insurance policy, you are probably thinking that your rates will increase dramatically. Drivers 16 to 19 years of age are in a high-risk demographic, so you definitely can expect your auto insurance company to raise your rates significantly. However, if you seek a quote from an insurance agent from another company, you may find that you will be quoted a rate that is much lower. You can further decrease your rates in Katy, Texas if you ask your insurance company about bundling. You are “bundling” when you purchase […]

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    What Older Drivers Should Be Aware of Regarding Auto Insurance

    According to the U.S. Centers for Disease Control and Prevention (CDC), staying active during retirement can help senior citizens remain healthier and happier during their golden years. Driving can be a big part of staying mobile and maintaining regular activities within the community. Finding the right Katy car insurance coverage and rates can help older adults manage the costs associated with responsible automobile ownership and can provide valuable financial protection in the event of a crash. Discounts Can Reduce Premium Costs Most insurers in the Houston metro area offer a variety of money-saving discounts for drivers who qualify. Obtaining Katy […]

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    Keeping Teens Safer on the Road

    According to the U.S. National Highway Traffic Safety Administration (NHTSA), drivers between the ages of 15 and 20 constitute only 6.7 percent of all drivers on the road during a typical year; however, teens in this age range are involved in 14 percent of fatal crashes in the U.S. The higher risks associated with teenage driving have prompted higher car insurance rates for this age group and have led to increased restrictions on driving for younger teens. Higher penalties for traffic violations are also in place in many areas and are intended to provide a deterrent to unsafe driving practices […]

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    Why Insurance Coverage is So Important

    You probably already know that car and homeowner’s insurance policies are pretty much an essential part of life, but you could be wondering if it is possible to skate by without insurance. Although you might be looking for ways to cut costs, it is essential to understand the importance of quality insurance coverage. Not Having Insurance Can Cause Legal Issues Failing to have the insurance that you need can cause a lot of legal issues. In most areas like Katy, Texas., state laws require that you have Katy car insurance on any vehicle that is ever taken on the road. […]

2019