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Keeping Teens Safer on the Road
According to the U.S. National Highway Traffic Safety Administration (NHTSA), drivers between the ages of 15 and 20 constitute only 6.7 percent of all drivers on the road during a typical year; however, teens in this age range are involved in 14 percent of fatal crashes in the U.S. The higher risks associated with teenage driving have prompted higher car insurance rates for this age group and have led to increased restrictions on driving for younger teens. Higher penalties for traffic violations are also in place in many areas and are intended to provide a deterrent to unsafe driving practices […]
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Why Insurance Coverage is So Important
You probably already know that car and homeowner’s insurance policies are pretty much an essential part of life, but you could be wondering if it is possible to skate by without insurance. Although you might be looking for ways to cut costs, it is essential to understand the importance of quality insurance coverage. Not Having Insurance Can Cause Legal Issues Failing to have the insurance that you need can cause a lot of legal issues. In most areas like Katy, Texas., state laws require that you have Katy car insurance on any vehicle that is ever taken on the road. […]
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Online Insurance Sites vs. Insurance Agents: Finding the Right Fit for Your Needs
Finding the most cost-effective solutions for insurance coverage can provide real savings for consumers. Online resources can often provide added information on insurance policies and provisions for individuals with a clear idea of their coverage needs; however, these websites may not provide adequate explanations for those not familiar with the insurance field. For these consumers, dealing directly with a professional insurance agent can ensure that they obtain the right types of insurance for their specific set of needs. Factors to Consider when Obtaining Insurance Although cost is often a major consideration for consumers in selecting insurance coverage, other factors should […]
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What Type of Home Owners Insurance is Best for You?
For home owners in Katy Texas, having a number of home owners insurance choices is an excellent problem to have, and this is the case with homeowner’s insurance. When you are selecting your Katy insurance homeowners policy, you will have seven options to choose from that will contain only the coverage that you need. Katy home owners insurance are policies that can be tailored by you and your insurance agent so that you can purchase the right coverage at a price that you can afford. The Basic Policy The most basic option is called “HO-1.” In the event that your […]
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Why Insurance Coverage Is Important
In order to develop a proactive financial plan, insurance coverage needs to be an important part of the equation. Some people fail to insure themselves against the risks that are all around us, or they do not have the right type of coverage. If this situation is allowed to continue, they could be at risk of losing their home, family vehicles and life savings. For this reason and the reasons described below, it is important for you to have the right insurance coverage to live comfortably in Katy, Texas. Transferring the Risk from Yourself to the Insurance Company When you […]
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What Type Of Auto Insurance Do You Need And Why
Driving in Texas can pose risks with tens of thousands of accidents occurring in the state every year. While there are situations in which an accident cannot be avoided, the financial impact of a vehicle crash can be mitigated by choosing the right type of Katy car insurance. Auto Liability Liability insurance covers damage or personal injury that is done to the person in the other car in an accident. This type of coverage protects a driver from being personally liable to pay for vehicle damage and medical bills related to an accident. Coverage amounts are provided according to the […]
