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What to Do When Winter Storms Damage Your Home or Car
Although winter storms in Katy, Texas typically do not produce the significant snowfalls experienced by our neighbors to the north, high winds and other inclement weather events can have a serious impact on homes and cars in our area. Texas is rated second in the nation in terms of property damage caused by severe weather and natural events; the state is estimated to have incurred $23.7 billion in damages between 2006 and 2013. Protecting against these threats by working with your local Katy home owners insurance agency can ensure that you are financially covered against losses due to damage caused […]
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What Standard Home Owners Insurance Does Not Cover
If you already have Katy home owners insurance, you are off to a great start. From property loss to fire damage, insurance homeowner plans have your back in all sorts of sticky situations. While a basic plan is a no-brainer, it is also important to remember that standard coverage is not limitless. Not knowing what is not covered in your policy can leave your family vulnerable to a long list of unexpected – and very pricey – repairs. What are Some Problems Not Covered by Standard Home Insurance? 1. Termites Finding a termite infestation is a nightmare scenario for anyone […]
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Online Insurance Sites vs. Insurance Agents: Finding the Right Fit for Your Needs
Finding the most cost-effective solutions for insurance coverage can provide real savings for consumers. Online resources can often provide added information on insurance policies and provisions for individuals with a clear idea of their coverage needs; however, these websites may not provide adequate explanations for those not familiar with the insurance field. For these consumers, dealing directly with a professional insurance agent can ensure that they obtain the right types of insurance for their specific set of needs. Factors to Consider when Obtaining Insurance Although cost is often a major consideration for consumers in selecting insurance coverage, other factors should […]
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What Type of Home Owners Insurance is Best for You?
For home owners in Katy Texas, having a number of home owners insurance choices is an excellent problem to have, and this is the case with homeowner’s insurance. When you are selecting your Katy insurance homeowners policy, you will have seven options to choose from that will contain only the coverage that you need. Katy home owners insurance are policies that can be tailored by you and your insurance agent so that you can purchase the right coverage at a price that you can afford. The Basic Policy The most basic option is called “HO-1.” In the event that your […]
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Why Insurance Coverage Is Important
In order to develop a proactive financial plan, insurance coverage needs to be an important part of the equation. Some people fail to insure themselves against the risks that are all around us, or they do not have the right type of coverage. If this situation is allowed to continue, they could be at risk of losing their home, family vehicles and life savings. For this reason and the reasons described below, it is important for you to have the right insurance coverage to live comfortably in Katy, Texas. Transferring the Risk from Yourself to the Insurance Company When you […]
