If you woke up tomorrow and learned a major storm was barreling your way, would you be ready? Not “grab the flashlight and emergency preparedness kit” kind of ready, though that’s certainly important. We’re talking about being able to replace your home should a storm, or other disaster, leave it heavily damaged or in ruins. Although admittedly not the most exciting activity on anyone’s to-do list, taking time now to understand exactly what your homeowners policy does and doesn’t cover could save you a lot of money in the long run. For example, let’s say your house was insured for […]